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Loan Application Process

Award Letter

Students who have completed their Financial Aid Application and all other required forms will receive an email with a link to view and accept their awards. Included in the email will be information on the how to complete the required documents to receieve your awards.Your awards will be for the full cost of attendance  which includes tuition, fees, books and supplies and living allowance.  You may borrow the full amount or reduce your financial aid based on your needs. Please check with the Financial Aid Office for the status of your application.

The following forms must be returned to the Financial Aid Office:

   Student Account Authorization Form (PDF)
Please download the form and return it to the financial aid office along with your signed award letter.

Electronic Master Promissory Note

The Master Promissory note is a legal document in which you promise to repay your loans and any accured interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loans. You can borrow additional Direct Loans on a single MPN for up to 10 years. An electronic Master Promissory Note is required for both the Direct Stafford and the Direct Grad Plus Loans. You will need your PIN from the Department of Education that you used to complete the FAFSA to complete this requirement. If you do not remember your pin please visit pin.ed.gov to request a duplicate. You may complete both your Entrance Counseling and Master Promissory Note by Logging into studentloans.gov with your pin and personal information.

Financial Aid Entrance Counseling

Students receiving financial aid for the first time at University of the Pacific, Arthur A Dugoni School of Dentistry must complete a Federal Direct Student Loan Entrance counseling session. The entrance counseling will review terms and conditions of student loans, debt management, budgeting, rights and responsibilities and various other aspects of student loans. The entrance counseling must be completed online. Please see the Entrance Counseling Requirement section on our website for more information. NOTE: Financial aid funds will not be released until this requirement is fulfilled.

Students who are borrowing less than the amount of their direct educational expenses will need to set up a payment plan for the balance. Please contact Duke Dahlin in the Business Office at 415.929.6651 for assistance in setting up a payment plan.

After you submit your award letter accepting your student loans, the Financial Aid Office will prepare your Living Expense Worksheet which will show a breakdown of the school charges by quarter and the financial aid accepted. The intent of this worksheet is to illustrate the estimated quarterly living expense check you will receive for the three quarters included in your loan period. For additional information see Monthly Living Costs/Budget Planning — Managing Costs During Dental School (PDF).