Student Healthcare & Insurance

The dental school has a mandatory health insurance program for all students through the University sponsored plan with Anthem Student Health. If you have any questions about student health insurance, please call 209.946.2027.  You can view the student health insurance benefits by downloading the Anthem Benefits Summary.

Students electing not to participate in this plan will have the option to opt out by providing a waiver and proof of comparable health insurance coverage. Insurance premiums are assessed with tuition and other fees.

In addition to the health insurance program, the dental school offers Pacific Health Services. Our nurse practitioner (NP) provides a full spectrum of services. The NP is available to all students, whether enrolled in the insurance program or not. To make an appointment, you can go online at MyHealth@Pacific or call 209.946.2315.

Health Services Location & Hours

Wellness Center Location: 155th Street, San Francisco
5th Floor, Suite 513

Mondays: 7:30 am - 4:30 pm
Wednesdays: 11:00 am - 6:00 pm
Thursdays: 7:30 am - 4:30 pm

A health fee of $240 per year will be assessed to each student account, which waives the office visit co-payment for all students, regardless of the type of health insurance carried. Please note that medication purchases, diagnostic testing, or referrals to off-campus health care providers are not covered by this fee.

Some of the services that are available:

  • Disease management
  • Treatment for acute minor illnesses and injuries
  • Minor laceration repair
  • Health screening
  • Women wellness
  • Contraceptive services
  • Lab tests
  • Medication
  • Referrals
  • Immunizations
  • TB screening
  • Wellness evaluation
  • Nurse advice line (after hours — 209.939.4534)
Urgent Care Clinics
  • Franciscan Treatment Room: 415.353.6305, 1199 Bush Street (Corner of Hyde St. & Bush St.) Hours: M-F 8:00 am - 5:00 pm. Will accept drop-ins (although for more efficient service, we recommend calling first). Closed on weekends.
  • 24 Willie Mays Plaza (Giants Ballpark): 415.972.2249 Hours: M-F, 8:00 am - 5:00 pm. Closed on weekends.
  • UCSF Physician Referral: 415.885.7777.
  • UCSF Urgent Care: 415.353.2602, 400 Parnassus Ave. Hours M-F 8:00 am - 7:00 pm; Sat 8:00 am - 2:00 pm. Drop-in/urgent cases only.
  • Golden Gate Urgent Care: 415.796.2242. 2395 Lombard Street. Hours M-F 8:00 am - 8:00 pm; Sat - Sun 9:00 am - 4:00 pm.
  • Concentra Urgent Care: 415.781.7077. 26 California Street. Hours M-F 7:00 am - 7:00 pm; Sat 9:00 am - 5:00 pm.
  • Concentra Urgent Care: 866.944.6046. 2 Connecticut Street. Hours M-F 7:00 am - 7:00 pm; Sat 9:00 am - 5:00 pm.
 General Hospitals

It is your responsibility to verify that any of these facilities are still in-network at your time of visit.

California Pacific Medical Center — California Campus
3700 California Street
San Francisco, CA 94118
Tel: 415.387.8700        

California Pacific Medical Center — Davies Campus
Castro Street and Duboce Ave
San Francisco, CA 94114
Tel: 415.565.6000       

California Pacific Medical Center — Pacific Campus
2333 Buchanan Street
San Francisco, CA 94115
Tel: 415.563.4321        

California Pacific Medical Center — St. Luke's Campus
3555 Cesar Chavez Street
San Francisco, CA 94110
Tel: 415.647.8600        

Chinese Hospital
845 Jackson Street
San Francisco, CA 94133
Tel: 415.677.2400        

St. Francis Memorial Hospital
900 Hyde Street
San Francisco, CA 94109
Tel: 415.353.6000        

St. Mary's Medical Center
450 Stanyan Street
San Francisco, CA 94117
Tel: 415.668.1000       

UCSF Medical Center
505 Parnassus Ave, Ste M696
San Francisco, CA 94143
Tel: 415.353.1037

ADA (American Dental Association) Life Insurance

As a student at Pacific, you have $50,000 in life insurance provided to you at no cost as a benefit of your ADA membership. You are automatically enrolled in this coverage. Life insurance is important during school to take care of your loved ones, should something happen to you, and of course after school it continues to be important to protect your loved ones as your debt and responsibilities increase. It can also be used to help secure practice financing. This ADA group insurance, which you have the option to keep long after graduation, is one of the most valuable benefits of American Dental Association student membership. If you want to opt out of the ADA Life Insurance, please come by Student Services, 4A-19, and we will contact the ADA.

Your free ADA Term Life insurance includes:

  • $50,000 of life insurance
  • $50,000 of accidental death coverage
  • Option to buy more insurance and add your spouse
  • Coverage increases to $100,000 after graduation
  • Premiums fully paid through December 31 of your graduation year
  • Conversion privileges after graduation

You can designate a beneficiary to your policy by completing the Appointment of New Beneficiary form. Turn it in to Janelle Palomares, Student Affairs Coordinator, 4A-19.

Remember that it is important to register your account online to view your coverage details and update your contact information any time it changes. If you do not know your ADA number, please contact Janelle Palomares at For more information, go to ADA Student Member Life Insurance or call 888.463.4545. The insurance is underwritten and administered by Great-West Financial.

Disability Insurance

During the three-year program at the Arthur A. Dugoni School of Dentistry, all students are covered by a group long-term disability income policy. No student is exempt from participating in the disability program. The policy is convertible to an individual non-cancelable, specialty-specific disability income policy for $2,000 per month after completion of dental school.

Monthly benefits
  • First- and second-year students: $1,500
  • Third-year DDS, AEGD, IDS and Orthodontic residents: $2,000
  • Length of coverage: to age 65 for disabilities from accident or sickness
  • Elimination period: 90 days
  • Loan payoff: $175,000 against outstanding student loans if totally and permanently disabled for 12 months
  • Mental & emotional disabilities: 24-month coverage unless hospitalized
  • Pregnancy: complications covered; normal pregnancy covered after 90 days
  • Cost: $72 per year

If you have any questions regarding your disability insurance, please contact Michael Stoltz at 650.533.8040 or email him at